📘 What is an Initial Public Offering (IPO)?
An Initial Public Offering (IPO) is the process through which a private company lists its shares on a public stock exchange for the first time. This allows the company to raise large-scale funds from investors—without taking loans or mortgaging assets.
In India, IPOs are no longer limited to big corporates. With evolving SEBI regulations and platforms like LoansAndFinance.in, even SMEs, startups, and real estate developers can access debt-free, interest-free capital.
🔑 Going public = Raising growth capital + Increasing brand value + Gaining investor trust
🔎 Types of Initial Public Offerings in India
1. Fixed Price IPO
Price is predetermined and announced upfront.
2. Book Building IPO
Price band is shared; final price is decided through investor bids.
3. Offer for Sale (OFS)
Promoters or existing shareholders sell part of their holdings to the public.
4. SME IPO
Tailored for small and medium-sized businesses under relaxed norms via NSE/BSE SME exchanges.
✅ Key Benefits of IPO for Indian Businesses
💰 1. Raise ₹10 Cr to ₹1000 Cr Without Collateral
No need to mortgage land, property, or inventory. Fund your growth without debt.
🏆 2. Build Strong Market Credibility
Publicly listed companies enjoy higher reputation, market exposure, and trust.
🔁 3. Zero Interest Burden
Unlike loans, IPO capital doesn’t require repayment or EMIs.
🧲 4. Attract Institutional and Global Investors
IPOs help attract foreign direct investment (FDI), private equity, and joint ventures.
🔓 5. Liquidity for Founders & Investors
IPO gives founders and early investors a chance to cash out or diversify their holdings.
🏢 Who Should Go for an IPO?
1.Established MSMEs and SMEs
2.Real estate developers with unsold inventory
3.Tech startups ready to scale
4.Exporters and manufacturers
5.Sick units looking for revival via capital infusion
🆚 IPO vs Business Loan – What’s Better?
| Feature | IPO | Business Loan |
|---|---|---|
| Repayment | ❌ No | ✅ Yes |
| Interest | ❌ None | ✅ Charged |
| Collateral | ❌ Not required | ✅ Often required |
| Scalability | ✅ High | ❌ Limited |
| Credibility | ✅ Increases | ❌ Unaffected |
👨💼 Expert IPO Advisory by Manjeet Singh Sandhu
Manjeet Singh Sandhu, a New Delhi-based finance expert, brings over 25+ years of experience in corporate funding, real estate finance, and capital markets.
With his platform LoansAndFinance.in, he helps clients:
- Plan IPOs for NSE/BSE/Mainboard/SME
- Comply with SEBI & regulatory requirements
- Connect with merchant bankers & underwriters
- Prepare valuation reports, pitch decks, and filings
- Raise ₹10 Cr to ₹1000 Cr without any loans
📞 Contact Us for IPO Guidance
📧 Email: infoggoc@gmail.com
📱 Phone/WhatsApp: +91-8700237256
🌐 Visit: www.LoansAndFinance.in
💼 Take your business public, grow debt-free, and build your legacy.
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